Our Installment Loans get you the money you need today, but give you the flexibility to repay them over time. Apply, review and electronically sign the loan terms and then we will review your loan for funding. You then make fixed payments for the term of your loan. No early repayment penalty. No hidden fees.
Interest rate is the percentage of the principal of a loan a lender charges a borrower to make the loan. Finance charges are a broader measure of the cost of borrowing that include both interest and any applicable fees. Annual percentage rate, or APR, expresses the finance charges on a loan as a yearly rate. Finance charges are based on a consumer's creditworthiness. A consumer's creditworthiness is determined by several factors, including credit and payment history, income, employment, existing debt, and types of debt. The APR for your loan will be determined by the amount you choose to borrow and the length of time you choose to keep your loan outstanding. You can reduce the total cost of your loan by paying off your loan prior to your last due date on your payment schedule or by making additional payments on or between your payment due dates.
The copy of your loan details, finance charges and APR will be fully disclosed to you in your loan agreement upon approval of your loan. Contact us today to see if you qualify for one of our loans. We can assist you and present a range of loan options for which you may qualify.*
Our Company adheres to all federal laws and regulations that apply to short term and online personal lending industry. Our company does not discriminate against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age, because all or part of an applicant's income derives from any public assistance program, or because an applicant has in good faith exercised any right under the Consumer Credit Protection Act.
Please note: This is an expensive form of borrowing, and it is not intended to be a long-term financial solution. These loans are designed to assist you in meeting your short term financial needs and are not intended to be a long term financial solution.
*All loans are subject to credit approval.
Copyright © 2017 Zagime, LLC. All Rights Reserved. Zagime, LLC dba Blue River Lending is a Native American owned business operating within the interior boundaries of the Lac du Flambeau reservation, a sovereign nation located in the United States. Zagime, LLC dba Blue River Lending is an instrumentality and limited liability company which abides by all applicable federal laws and regulations as established by the Lac du Flambeau Indian Tribe of Wisconsin. Zagime, LLC dba Blue River Lending does not lend to residents of: AR, DC, IL, MN, NM, CT, NY, PA, VT, VA, WV, and WI. Availability of installment loans is subject to change at any time at the sole discretion of Zagime, LLC dba Blue River Lending.
This is an expensive form of borrowing and it is not intended to be a long term financial solution. Please note: Blue River Lending loans are designed to assist you in meeting your short-term borrowing needs and are not intended to be a long term financial solution. Examples of emergency reasons why these loans might be used include unexpected emergencies, car repair bills, medical care, or essential travel expenses. Alternative forms of credit, such as a credit card cash advance, personal loan, home equity line of credit, existing savings or borrowing from a friend or relative, may be less expensive and more suitable for your financial needs. Late fees and non-sufficient funds/returned item fees may apply as described in your Loan Agreement. Our fees are disclosed in your loan agreement. If you do not make a payment on time, we will attempt to contact you via one or more authorized methods. We adhere to the principles of the federal Fair Debt Collection Practices Act (FDCPA). Because we may report your payment history to one or more credit bureaus, late or non-payment of your loan may negatively impact your credit rating. If you fail to repay your loan in accordance with its terms, we may place your loan with or sell your loan to a third-party collection agency or other company that acquires and/or collects delinquent consumer debt. You acknowledge that by completing and submitting the website application that you are applying for a Loan. We verify applicant information through national databases including, but not limited to, Clarity and DataX and we may pull your credit in order to determine your eligibility and ability to repay.
* The typical application and verification process requires a phone call with our customer service team.
Zagime, LLC dba Blue River Lending is an instrumentality and limited liability company, which abides by the principles of federal consumer finance laws, as incorporated by the Lac Du Flambeau Band of Chippewa Indians Tribe of Wisconsin. Zagime, LLC dba Blue River Lending is a Native American owned business operating within the interior boundaries of the Lac Du Flambeau reservation, a sovereign nation located in the United States.
Zagime, LLC dba Blue River Lending and its affiliates offer installment loans only to residents in those states where permitted. To obtain a loan, you must apply online and have a valid checking account and email address. Applications processed and approved before the scheduled close of business are typically funded the next business day. In some cases, we may not be able to verify your application information and may ask you to provide certain documents. Refer to how it works for additional details. Complete disclosures of APR, fees and payment terms are provided within your loan agreement. Loan approvals and the amount for which you may be approved may vary.